Neil Hopcroft

A digital misfit

600 miles in ten hours of driving. And now theres not much in the way of mobile coverage, so there’ll not be much in the way of updates. All very relaxed here, peaceful.


Kiva takes Prosper to another level. I like both of these sites – they both provide an interesting view on people helping other people out. Its almost charity, except that the intention is that the loans are repaid – the charity is in the provision of opportunity rather than the finance itself.

Of course I’m slightly worried by the number of people on Prosper trying to pay down their credit card debt by taking another loan, the number here seem to suggest that they cannot get credit from the usual sources, and theres probably a good reason for that.

But between the credit laden there are some interesting ideas which likely wouldn’t get funding from the conventional lenders. I intend to spend some time investigating and supporting worthy projects on both sites.

One day.


Playing Marwood

This is a rare restricted custom post…please don’t discuss this with anyone other than me…I’m going away for a few days, I intend to be posting here while I’m away, can you SMS or phone me (+447970712888) if I seem to not be…

(and, yes, I know thats a bit weird, but I’ll explain it in person when I next see you if you’re that curious)


I’ve just eaten the first apple from my new tree.

Admittedly it wouldn’t pass any supermarket quality control checks, but its all the more *real* for it.